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Keeping Your Budget in Check with Visa Prepaid

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If you’re a regular reader than you know I’m developing a bit of obsession for thrift stores, antique shops and consignment sales. If I could go each day to a different shop I would. One would think that since I’m shopping cheap going often wouldn’t be a big deal. The fact is I’m spending money more often, no matter how little each expense, it isn’t a good idea. Doing this makes it so easy to get off budget when you tell yourself “Oh it’s just $20” each time you go.
Thrift Store
386305_10151093786753423_1073260419_nI had some shopping related blog events to go to recently and that got me off track with my spending. I came home with some awesome things for the kids and home but it’s time to stop. This week I made a promise to NOT SHOP at all. This will allow me to catch up to all my spending. Rob and I talked about while it’s beneficial to keep thrifting I have to focus on the things that make sense, no more frivolous purchases just because “It’s so pretty”.

It’s making more and more sense to me to put my thrift shopping  “allowance” on Visa Prepaid cards so there is NO WAY I could overspend.

The Visa Prepaid card is a reloadable Visa card* you load with money to use everywhere Visa debit cards are accepted. You can pay bills, shop online and off, get direct deposit, and more. No credit check or prior bank account is typically needed – simply sign up, add money, and start using it.

The Visa Prepaid card can be used for groceries, allowance for your teen and make great gifts for anyone.

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at http://www.VisaPrepaid.com or view more Visa Prepaid videos at http://www.youtube.com/visaprepaid.

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Comments

  1. This is a great idea! This would also work great for kids’ allowances as well.

  2. I like this idea, this is very similar to what I do with cash. It is a great way not to over spend.

  3. What a super idea!! Visa Pre-Paids definitely help with budgeting!

    PS: I LOVE Antique shops!! 😀

  4. Oh nice – so these are just like a reloadable gift card, right? This is actually great, because from what I looked up before, regular Visa gift cards aren’t reloadable, so this is good to know abouw. I use a gift card to pay for my Netflix and similar services so that they don’t have access to my bank account.

  5. I love using Visa prepaid cards. I actually use one to put my sons allowance on. It is teaching him how to stick to a budget. I noticed since he started using one he is more careful how he manages his money. So we love Visa Prepaid cards.

  6. ellen beck says:

    I rarely use the prepaid cards although they are a great idea! Smaller shops and garage sales prefer cash- and did you know in some thrift stores you can haggle for a bit lesss? Yes, I have the addiction too!

  7. I have thought of using these as gifts, but never as a budgeting tool. What a great idea. I also like Steph’s idea of using them for allowances.

  8. This sounds like a great idea for budgeting as as a starting card for the youngins.

  9. I really like this idea for older kids or teens to go back to school shopping!

  10. Sounds like a very useful tool for budgeting

  11. I think anything that helps someone curb habits and keep a control on spending is great!

    Trisha

  12. Ashley - Embracing Beauty says:

    I think it’s a great idea for teens who could easily go over the spending limit if they’re not careful. Thanks for sharing!

  13. valmg @ Mom Knows It All says:

    Great use for prepaid! I always think of it as a gift but you’re right it could be a very useful tool as well.

  14. Nicole says:

    I love prepaid cards for this reason, you can’t overspend!

  15. Never thought of using these as a budgeting tool… Would be perfect when on vacation!!

  16. This is a good idea for keeping yourself on a budget. I’d probably think of it as a disposable, low-commitment debit card.

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