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Don’t Suffer From Layaway Regret!!! #KmartLayaway

This is a sponsored post. I am a Kmart blogger, though all opinions are my own.

Believe it or not it’s September already so that means Christmas is only three months away which is crazy to even say.  I am a last minute shopper myself but for all you non procrastinators you need to check out Kmart’s Free Layaway on purchases made on 9/8/13 through 11/23/13 (See full details on their website).  What better way to get all of your shopping done at once and having the ability to pay for it on a weekly or bi weekly basis since if you are like myself you don’t leave a huge amount of money laying around for Christmas purchases.

A lot of people use different excuses as to why they don’t use layaway or why it isn’t right for them but below are some really good replies to those excuses.

Excuse #1: I’ve never done Layaway before, it seems like too much effort.

Debunked: It’s all in your head. At Kmart, Layaway is not hard work. Whether you have 1 or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later (depending on your contract) pick up your items and you’re good to go! Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart!

Excuse #2: I don’t have time during the Holiday season to Layaway.

Debunked: Plan now with Layaway, get your holiday shopping done early, pay for it over time and have it just in time for gift giving! Go ahead and ask your family and friends what they want this year and start making your list. The sooner you Layaway, the better chance you have at getting the hottest toys and electronics locked away before everyone else. Bonus: You can relax over the holidays and avoid crazy lines!

Excuse #3: I’m not a ShopYourWay Member.

Debunked: That’s hardly an excuse since signing up for the Sears and Kmart rewards program, ShopYourWay only takes a few minutes (LINK to sign up here). You don’t need to be a ShopYourWay Rewards Member to use Kmart Layaway, but you will get MORE. Members earn points on every purchase that can be redeemed next time you shop (look for chances to get more points)! Members also have access to secret sales and extra discounts which helps you stay close to your holiday budget. If you’re opening a Layaway contract as a ShopYourWay Member, we’ll also waive your minimum purchase fee through 9/21.

Now that your excuses have been dismissed, you have no reason to suffer from ‘Layaway Regret’. It’s time to make your list, check it twice and make a Layaway that’s really nice!

Have you ever used layaway before?  How did it work for you?