In San Diego, you can easily rent a vehicle through Turo, which is quite convenient and provides an alternative option to traditional car rental services. Here, you connect with private car owners and gain temporary transportation facilities. But, even if you get a Turo vehicle, you cannot prevent any mishap, such as a car accident. Now, the rules are different when facing an accident with your car compared to using a Turo car. So, let’s learn about your procedures and responsibilities during a Turo vehicle collision.
Steps to Follow during an Accident with a Turo Car
Follow the below steps to avoid any legal hassle:
Ensure Safety
Your priority should be your safety and the well-being of the individuals inside the car. You must check for injuries and call the emergency service immediately so that you can get a prompt medical examination.
Document the Scene
You must document the entire accident scene by taking clear photographs, which should include the damages, injuries, vehicle position, and road conditions. If possible, you must also collect information from the witness, who will provide an unbiased report.
Notify Authorities
You also have to report the accident to local law enforcement, irrespective of its severity. Depending on the jurisdiction, the officials will carry out the reporting process, which you must obtain by requesting a copy. You can get help from a car accident lawyer associated with hjtrialattorneys.com. This copy can be used for future reference.
Inform Turo and the Vehicle Owner
Immediately after the car accident, you must contact Turo’s customer support and report the accident. You must also inform the vehicle owner about the accident and provide them with details about the car’s location and any other relevant information.
What are Turo’s Protection Plans?
There are various protection plans offered by Turo when you spend a little out of your pocket; this ensures that you are financially protected in case of vehicle damage. Moreover, there are three types of plans – Premier, standard, and Minimum, and based on your budget, you can choose any of the agreements. However, you must know that these plans are not insurance; every plan has a specific cost and coverage limit. So, you must go through the rules on the official website to learn more about the plan’s limitations.
Liability Coverage
When you book a trip with Turo, you will receive liability insurance covering property damage due to third parties and injury. A third-party insurance carrier provides the coverage, and there are specific terms and limitations, which you can read about in Turo’s policy. Moreover, if you have personal auto insurance, you must discuss it with them to determine to what extent your policy will cover Turo car accidents.
Conclusion
If you are involved in a Turo car accident, it is always recommended that you file a damage claim, which must be reported within 24 hours after the trip ends. This will help initiate the resolution process, and you will get coverage that supports your financial responsibilities. However, due to the nature of peer-to-peer car sharing, you might have to face specific, unique, and complex legal challenges. The series always advises you to consult a legal professional with experience in car accidents to protect your rights.
