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$45 an hour is how much a year

The average American is living paycheck to paycheck, and the cost of living continues to rise. However, you can save money by making small changes in your daily life. These simple lifestyle modifications will add up over time and help make a difference when it comes to managing your budgeting needs. You may not be able to work less or get a raise at work but with this list of habits that slash expenses from $45 an hour all the way down to just $1 an hour, you’ll find yourself saving more than enough for retirement! Maybe these are things we could start doing today?