Thinking about relocating to the United States from Canada? Whether it’s for work, family, lifestyle, or retirement, making an international move especially one that crosses the U.S. border is a big life step that comes with its own set of challenges.
Between immigration paperwork, financial planning, and the logistics of moving your belongings across the border, there’s a lot to consider.
This guide walks you through 10 essential tips to help you plan your move from Canada to the U.S. with confidence and clarity.
1. Start Early and Get Organized
Cross-border moves take more time and planning than domestic ones. Ideally, begin organizing at least 3 to 6 months before your moving date. You’ll need to tackle visa or immigration requirements, customs declarations, medical records, school transfers, and more.
Make a checklist with key deadlines and documents especially if you’re moving with family or pets.
2. Sort Out Your Immigration and Visa Status
Before anything else, make sure your legal status for living in the U.S. is in place. Whether you’re going as a permanent resident, on a work visa (like a TN or H-1B), or with dual citizenship, you’ll need to prove your eligibility at the border.
Consult with an immigration lawyer if you’re unsure. Some moves take weeks to process; others could take months or even years.
3. Choose a Cross-Border Moving Company
Not all moving companies are licensed to operate across the Canada–U.S. border. Make sure you choose a mover experienced in international relocations and familiar with the customs process.
Ask if they provide help with paperwork (like inventory forms or customs declarations), and confirm they are bonded and insured for international moves.
4. Declutter and Downsize
International moving costs are often calculated based on weight and distance. Reducing the amount of stuff you bring can save thousands of dollars.
Walk through your home and decide what’s truly worth taking. Sell, donate, or recycle anything that won’t serve you in the next chapter. It’s also a great way to start fresh in your new space.
5. Understand Customs Regulations
When moving from Canada to the U.S., you’ll need to prepare a detailed inventory of all the items you’re bringing. Some goods may require permits or have restrictions (like alcohol, firearms, or large quantities of electronics).
Be honest and accurate on your customs declaration to avoid delays or issues at the border.
6. Plan for Healthcare Coverage
Canadian health insurance won’t follow you to the U.S. Once you leave your province, your government healthcare plan typically stops covering non-emergency services.
Explore your options early whether through an employer-sponsored plan, private health insurance, or marketplace coverage in your destination state. Also, consider travel insurance for the transition period.
7. Update Financial Accounts and Credit History
Your Canadian credit score doesn’t transfer to the U.S. If you’re moving permanently, you’ll need to establish credit in the States from scratch.
Open a U.S.-based bank account, get a secured credit card, and start building your financial footprint. Also notify your Canadian banks, investment accounts, and CRA of your new residency status for tax purposes.
8. Pack With Border Delays in Mind
While most long-distance moves involve a few days of waiting, cross-border moves can involve customs holds or documentation checks that slow down delivery.
Pack a suitcase or “essentials box” with clothing, toiletries, paperwork, medications, chargers, and anything you’ll need for the first week in your new home. Keep important documents (IDs, passports, medical records) on your person not in the moving truck.
9. Forward Mail and Update Addresses
Redirect your mail through Canada Post’s mail forwarding service for moves outside Canada, which can forward mail internationally for a fee. Update your address with Service Canada, your bank, employer, insurance providers, and any online subscriptions.
Don’t forget to notify the Canada Revenue Agency (CRA) of your non-resident status if applicable.
10. Familiarize Yourself With Life in the U.S.
Moving from Canada to the U.S. often feels familiar—same language, similar culture—but there are subtle differences worth preparing for. Health care systems, tax obligations, and banking norms vary widely between the two countries.
If you’re moving with kids, look into school enrollment processes. If you’re retiring, understand how your Canadian pensions or investments may be taxed in the U.S. The Canada-U.S. Tax Treaty may apply, so consider working with a cross-border tax specialist.
Consider Timing
Weather and peak moving seasons can affect your costs and experience. Summer tends to be the busiest (and priciest) time to move, especially with kids out of school.
If possible, plan your move during spring or early fall for more flexibility with scheduling and potentially lower rates.
Relocating from Canada to the United States is a major undertaking, but it also opens the door to new opportunities, lifestyles, and adventures. By planning early, partnering with experienced professionals, and understanding cross-border requirements, you’ll set yourself up for a smoother transition.
Remember: it’s not just about getting your boxes from point A to point B. It’s about making sure your finances, legal status, health care, and day-to-day life are ready to pick up right where you left off.
And once you’re settled? You’ll be glad you put in the time and effort to get the move right.