RSS Email

Keeping Your Budget in Check with Visa Prepaid

If you’re a regular reader than you know I’m developing a bit of obsession for thrift stores, antique shops and consignment sales. If I could go each day to a different shop I would. One would think that since I’m shopping cheap going often wouldn’t be a big deal. The fact is I’m spending money more often, no matter how little each expense, it isn’t a good idea. Doing this makes it so easy to get off budget when you tell yourself “Oh it’s just $20” each time you go.

386305_10151093786753423_1073260419_nI had some shopping related blog events to go to recently and that got me off track with my spending. I came home with some awesome things for the kids and home but it’s time to stop. This week I made a promise to NOT SHOP at all. This will allow me to catch up to all my spending. Rob and I talked about while it’s beneficial to keep thrifting I have to focus on the things that make sense, no more frivolous purchases just because “It’s so pretty”.

It’s making more and more sense to me to put my thrift shopping  “allowance” on Visa Prepaid cards so there is NO WAY I could overspend.

The Visa Prepaid card is a reloadable Visa card* you load with money to use everywhere Visa debit cards are accepted. You can pay bills, shop online and off, get direct deposit, and more. No credit check or prior bank account is typically needed – simply sign up, add money, and start using it.

The Visa Prepaid card can be used for groceries, allowance for your teen and make great gifts for anyone.

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at or view more Visa Prepaid videos at

Build Your Best Year App with Visa

The year started rough. Financially our wallets were tight. I knew we needed to start making changes to our spending, saving and overall thinking about money. Simple changes were made such as less frequent eating out, weekly meal plans that produced more structured grocery shopping and reduced spending overall. There had to be more thought put into the things we were buying and bringing into the

Gone are the days of walking the mall and shopping for nothing important. Gone are my lazy days of “I don’t feel like making dinner”. I’ve realized that in order to contribute I had to change me. Another change we made was the 52 Week Challenge. So far it’s working out well. We even threw a few extra bucks in there if we’re cleaning out wallets and purses. We are still early in the year so $7 or $8 isn’t hard to part with but we are committed to put together a chunk of money for something fun at the end of the year.

Visa Prepaid has created the Build Your Best Year app instant win game on Facebook to help you keep you on track of your financial resolutions or create new ones while we are still early in the year. Every day you have a chance to win one of 35 great prizes!

1 Premium Headphones
34 $15 Visa Gift cards

best year ever, visa prepaid

*Plus, you’ll be entered into a sweepstakes for a Tablet PC with kickstand and touch keyboard each time you play, or share with a friend who plays by using your share link!

Even if you don’t win don’t forget that Visa Prepaid is built to work for you. Load your tax return directly onto your card, manage your spending or get your paycheck automatically deposited.

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at or join the Visa Prepaid community at

I Disclose

Visa Prepaid Know your Numbers Game

It’s been over 3 years that Rob and I have been blogging together. One question I get all the time is how do we make it work. Honestly it’s taken that long to finally get into a good rhythm of staying organized with campaigns, giveaways and paid opportunities. Earlier this year we set up a shared spreadsheet that would hold a listing of everything we needed to keep track of. We look at it often, discuss things that need to be added or changed and make sure we are on the right track.

On this spreadsheet is a running list of income providing items as well as expenditures that we are investing into our blog. This could be design updates, banner advertising or sponsored posts. Being this financially organized will make Tax Time run more smoothly and efficiently.

Lots of people use tax money for things like debt relief, vacation funds and even everyday expenses. Each year our refund goes to something different. Whatever you choose to spend your tax refund on know you can receive it safely on a Visa Prepaid card versus waiting by the mailbox for a paper check.

Visa Prepaid is a safe, zero liability (even if your card is lost or stolen) option to receiving your income tax refund. When it’s time to file simply call customer service to obtain the routing and accounting number for your existing Visa Prepaid card. Mark “Checking” for deposit option and confirm that the rest of the contact information is correct. Now you just wait for your refund to appear in your account.

Visa Prepaid cards are good for more than just tax refunds. We provide one to Sabreena for instances like she needs to put gas in the car, stop at the grocery store on the way home or have spending money without dipping into her own savings. We’re good parents like that.

visa prepaid

Right now Visa Prepaid wants to help make your season more enjoyable. Play the “Know Your Numbers” Game and be entered to win a tablet PC or one of $15 Visa Gift Cards. Be sure to play every day till 12/31/12 because a total of 16 prizes are given away each day. Each entry also submits you to a grand prize drawing of a $2000 Visa Gift Card.

Click Here

Know Your Numbers and Get your Tax refund faster, safer and easier with Visa Prepaid.

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at or join the Visa Prepaid community at

receipts image courtesy of LucidTech via Flickr